Trade Republic as a broker
Pricing is unbeatable for new and small investors. Free ETF savings plans, €1 single trades and zero custody fees mean costs almost vanish. Execution is via LS Exchange — fine for most retail investors, less ideal for very large orders.
The Trade Republic Card
The card offers saveback: 1% of card spending (capped) is automatically invested into a chosen ETF. It's a clever way to turn everyday spending into investing.
Limitations
Trade Republic isn't a full broker: no limit orders outside trading hours, limited research tools and no joint accounts. Tax reports are automatic for German residents — handy come Steuererklärung season.
Trade Republic features
| Feature | Trade Republic | Notes |
|---|---|---|
| Trade fee | €1 | Per transaction |
| ETF savings plan | 0 € | Over 2,000 ETFs |
| Cash interest | Competitive | Variable rate |
| Card | Visa | Saveback into ETF |
| Crypto | Yes | Major coins |
Frequently Asked Questions
Is Trade Republic safe?
Yes. Trade Republic Bank GmbH is a licensed German bank under BaFin. Cash deposits are protected up to €100,000; securities are held in segregated custody.
What does it cost?
€1 per trade for single stock/ETF orders. ETF and stock savings plans are free.
Is interest on cash automatic?
Yes — interest is paid monthly on uninvested EUR balances up to a cap.
Can I get tax statements?
Yes. Trade Republic generates an annual tax report and handles capital gains tax (Abgeltungssteuer) automatically for German residents.
Ready to get started?
Open your account in minutes — fully digital, BaFin-regulated, with German IBAN.