Albion Personal Finance
4.8 customer rating
- APR from
- 5.90%
- Amount
- £1,000 – £25,000
- Term
- 12–84 mo
- FCA authorised
- Soft search rate check
- No early settlement fee
United Kingdom
Compare personal loans in the UK
Independent comparison of FCA‑authorised lenders and credit options available to UK residents.
UK consumer credit is regulated by the Financial Conduct Authority (FCA). Representative APRs reflect the rate that at least 51% of approved customers receive. Your actual rate may differ.
Thames Credit
4.7 customer rating
- APR from
- 6.40%
- Amount
- £3,000 – £50,000
- Term
- 24–96 mo
- Joint applications
- Flexible repayment dates
- Free overpayments
Highland Loans
4.6 customer rating
- APR from
- 7.10%
- Amount
- £5,000 – £35,000
- Term
- 12–60 mo
- Quick decision
- Transparent fees
- Online dashboard
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Estimated monthly payment
£311
Total repayment
£18,678
Total interest
£3,678
Calculator results are estimates and do not constitute financial advice. Actual rates and terms depend on lender review and your eligibility.
Representative APR explained
The advertised APR is what at least 51% of accepted customers receive — others may pay more.
Soft vs hard credit search
A soft search lets you check eligibility without affecting your credit file. Only accepting an offer triggers a hard search.
Cooling‑off period
Under the Consumer Credit Act, you generally have 14 days to withdraw from a regulated credit agreement.
Responsible borrowing notice — United Kingdom
Loan products are offered by independent licensed providers. All applications are subject to creditworthiness, identity verification, and lender eligibility checks. Borrow only what you can comfortably repay and review every offer's terms, fees, and APR before accepting. Read our Responsible Lending policy.
Independent comparison · No guaranteed approval