Methodology
How We Compare Financial Products
A transparent look at how we rank loans, credit cards, and credit products.
Data Sources
Rates, fees, and terms are sourced directly from lender disclosures, public regulatory filings, and structured data feeds provided by our partners. We re‑verify featured products on a regular schedule.
Ranking Criteria
- Transparent APR and total cost of borrowing
- Fees, prepayment terms, and flexibility
- Eligibility breadth and approval transparency
- Customer support quality and complaints record
- Regulatory licensing in the borrower's market
Why Order Can Differ
Some listings are sponsored placements — these are clearly labelled and do not change a product's underlying score or review.
Updates & Corrections
If a rate or feature changes, we update the listing and note material corrections at the bottom of affected pages.
Last updated: May 11, 2026