Southern Cross Finance
4.8 customer rating
- APR from
- 7.49%
- Amount
- A$2,000 – A$50,000
- Term
- 12–84 mo
- ACL holder
- No monthly fees
- Online application
Australia
Compare personal loans in Australia
Independent comparison of ASIC‑licensed Australian lenders and credit providers.
Australian credit providers must hold an Australian Credit Licence (ACL). Comparison rates include most fees and give you a more accurate cost of borrowing than the headline rate.
Outback Lend
4.6 customer rating
- APR from
- 8.20%
- Amount
- A$5,000 – A$75,000
- Term
- 24–84 mo
- Flexible repayments
- Fast decision
- Joint applications
Coral Reef Credit
4.5 customer rating
- APR from
- 9.10%
- Amount
- A$1,500 – A$30,000
- Term
- 12–60 mo
- Soft credit check
- Transparent fees
- Mobile dashboard
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Estimated monthly payment
A$311
Total repayment
A$18,678
Total interest
A$3,678
Calculator results are estimates and do not constitute financial advice. Actual rates and terms depend on lender review and your eligibility.
Comparison rate
By law, Australian lenders publish a comparison rate that includes most fees, helping you compare loans on a like‑for‑like basis.
Responsible lending obligations
Lenders must assess your ability to repay without substantial hardship before offering credit.
Credit reporting
Equifax, Experian, and Illion provide credit reports used by Australian lenders.
Responsible borrowing notice — Australia
Loan products are offered by independent licensed providers. All applications are subject to creditworthiness, identity verification, and lender eligibility checks. Borrow only what you can comfortably repay and review every offer's terms, fees, and APR before accepting. Read our Responsible Lending policy.
Independent comparison · No guaranteed approval