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Europe

Compare personal loans across Europe

Independent comparison of EU‑licensed lenders offering consumer credit under the EU Consumer Credit Directive.

Consumer credit in the European Union is harmonised by the EU Consumer Credit Directive, giving borrowers standardised pre‑contractual information (SECCI) and a 14‑day right of withdrawal.

EU‑wide

Continental Credit

4.7 customer rating
APR from
5.49%
Amount
€1,000 – €50,000
Term
12–84 mo
  • SECCI disclosures
  • 14‑day withdrawal
  • Multilingual support
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Nord Finanz

4.6 customer rating
APR from
6.10%
Amount
€2,500 – €75,000
Term
24–96 mo
  • Fixed APR
  • Free overpayments
  • Online application
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Mediterraneo Lend

4.5 customer rating
APR from
6.80%
Amount
€5,000 – €60,000
Term
12–72 mo
  • Joint applications
  • No early settlement fee
  • Digital ID check
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Estimated monthly payment

€311

Total repayment

€18,678

Total interest

€3,678

Calculator results are estimates and do not constitute financial advice. Actual rates and terms depend on lender review and your eligibility.

EU Consumer Credit Directive

Borrowers receive Standard European Consumer Credit Information (SECCI) before signing.

Right of withdrawal

You generally have 14 days from signing to withdraw from a consumer credit agreement, no reason required.

APR (TAEG / effektiver Jahreszins)

EU lenders disclose a standardised APR including most mandatory fees so you can compare offers.

Responsible borrowing notice — Europe

Loan products are offered by independent licensed providers. All applications are subject to creditworthiness, identity verification, and lender eligibility checks. Borrow only what you can comfortably repay and review every offer's terms, fees, and APR before accepting. Read our Responsible Lending policy.

Independent comparison · No guaranteed approval
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