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Canada

Compare personal loans in Canada

Independent comparison of licensed Canadian lenders and credit unions.

Canadian lenders are regulated provincially and federally. Compare APRs, terms, and fees from licensed financial institutions before applying.

Top Pick

Maple Personal Loans

4.8 customer rating
APR from
7.99%
Amount
C$2,000 – C$50,000
Term
12–84 mo
  • No origination fee
  • Pre‑qualify with soft check
  • Bilingual support
Check My Rate

Northern Credit Union

4.7 customer rating
APR from
8.45%
Amount
C$5,000 – C$60,000
Term
24–84 mo
  • Member‑owned
  • Flexible terms
  • Branch & online
Check My Rate

Pacific Lend

4.5 customer rating
APR from
9.20%
Amount
C$1,500 – C$35,000
Term
12–60 mo
  • Fast online decision
  • No prepayment penalty
  • Joint applications
Check My Rate

Calculator

Estimate your monthly payment

Plan ahead with our free, transparent loan calculator.

Loan Calculator

Estimate your monthly payment in seconds.

Estimated monthly payment

C$311

Total repayment

C$18,678

Total interest

C$3,678

Calculator results are estimates and do not constitute financial advice. Actual rates and terms depend on lender review and your eligibility.

How APR is calculated

Canadian lenders disclose the Annual Percentage Rate so you can compare the total cost of borrowing.

Provincial regulation

Lending rules and maximum rates vary by province. Always check the lender's licence.

Credit reports

Equifax and TransUnion are the two major credit bureaus used by Canadian lenders.

Responsible borrowing notice — Canada

Loan products are offered by independent licensed providers. All applications are subject to creditworthiness, identity verification, and lender eligibility checks. Borrow only what you can comfortably repay and review every offer's terms, fees, and APR before accepting. Read our Responsible Lending policy.

Independent comparison · No guaranteed approval
Advertiser & Lending Disclosure

MoneyLoanHub is an independent comparison platform — we are not a direct lender. We connect users with licensed financial service providers and lending partners. All loan terms, APRs, fees, and approval amounts vary by provider and applicant qualifications. We may receive compensation when you accept an offer through our partners, which supports our free tools and education. Read full disclosures →

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