EuroPrime Kredit
4.8 customer rating
- APR from
- 4.99%
- Amount
- €1,000 – €50,000
- Term
- 12–84 mo
- Festzins für die gesamte Laufzeit
- Online application
- SCHUFA‑neutral pre‑check
Germany
Compare personal loans in Germany
Educational comparison of credit options from licensed lending partners serving German residents.
Germany has one of Europe's most regulated lending markets. Most lenders perform a SCHUFA credit assessment as part of responsible lending requirements. Compare APR ranges, terms, and features below — all rates are illustrative.
Bavaria Finanz
4.7 customer rating
- APR from
- 5.49%
- Amount
- €2,500 – €75,000
- Term
- 12–96 mo
- Sondertilgung möglich
- No prepayment penalty
- Transparent fees
Rhein Bank Direkt
4.6 customer rating
- APR from
- 6.20%
- Amount
- €5,000 – €100,000
- Term
- 24–120 mo
- Larger loan amounts
- Joint applications
- Digital ID verification
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Estimated monthly payment
€311
Total repayment
€18,678
Total interest
€3,678
Calculator results are estimates and do not constitute financial advice. Actual rates and terms depend on lender review and your eligibility.
How German loans work
Most personal loans (Ratenkredite) carry a fixed APR (effektiver Jahreszins) including all standard fees.
Creditworthiness in Germany
Lenders assess income, expenses, and SCHUFA data to determine eligibility and your individual rate.
Consumer protection
EU and German law requires clear pre‑contractual information and a 14‑day right of withdrawal on consumer credit.
Responsible borrowing notice — Germany
Loan products are offered by independent licensed providers. All applications are subject to creditworthiness, identity verification, and lender eligibility checks. Borrow only what you can comfortably repay and review every offer's terms, fees, and APR before accepting. Read our Responsible Lending policy.
Independent comparison · No guaranteed approval